Auto insurance
Insurance for underserved and
value-driven customers
Non-standard Auto Insurance
Millions of drivers struggle to find affordable car insurance. Even worse, those that can least afford it are often denied or asked to pay more. The truth is, many everyday people are denied for coverage based on a blunt algorithm. This includes people that don’t currently have insurance, those that live paycheck to paycheck, people with foreign drivers’ licenses, and those that don’t speak English well. Our program is designed to serve everyone fairly.




We approach every market with an open mind and a sharp pencil, finding opportunities that other insurance companies overlook. The result is better insurance for those who need it most.
- Bill Caldwell, CEO
Custom Auto Insurance Programs
We deliver turnkey solutions and deep insurance expertise to partners needing to fill a product, expertise, or distribution gap, or who need a stable insurance program to bundle with their own products.
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Point-of-sale bundling
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Employer-sponsored
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Affinity group
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Geographic and segment opportunities